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Pairs & Sets Clause For any
insured item consisting of articles in a pair or set. |
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Automatic Reinstatement of Sum Insured in
the event of loss or damage. |
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Alterations, additions and repairs to buildings,
plant, fixtures, fittings, machinery and work in progress. |
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Errors & Omissions Clause. |
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Extra Charges incurred for delivery of any
part or parts by express or special delivery and labor
overtime costs necessary to expedite repairs including
Sunday, holidays and nigh-work in case of damage to the
insured property. |
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Capital Additions Clause (not applicable to
stock item). |
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Charges of professional accountants and reasonably
incurred for producing information required by us for
the purpose of dealing with a claim under business interruption
loss. |
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Increase in Cost of Working resulting from
the interruption of your office operations caused by
the loss of or damage to property in the vicinity of
your office premises which prevents or hinders the use
of the premises. |
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Increase in Cost of Working as a result of
murder, suicide, infectious or contagious disease, food
or drink poisoning or contamination, and closure by a
competent authority due to vermin or pests all occurring
on your office premises. |
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Increase in Cost of Working resulting from
interruption of or interference with your office operations
as a result of damage to property at any land based premises
of a public utility undertaking which provides your office
premises with electricity, gas, water and telecommunication
services. |
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Loss due to fraud or dishonesty by any of your
employees discovered within three working days of the
occurrence. |
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Compensation for injury
sustained by any employee as a result of actual or
attempted robbery or hold up which occurs while the
employee is engaged on your office operations. |
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Legal liability caused
by negligence of an employee arising from business
visits outside the Republic of Indonesia in connection
with your business. |
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Your legal liability as
a tenant for claims made against the Insured for loss
at your office premises caused by, fire or explosion;
water which leaks, overflows or is discharged from
any water system installed at the your office premises;
accidental breakage (excluding scratching, chipping
or denting) of fixed glass, wash basins, sinks, lavatory
pans or cisterns; theft or attempted theft by forcible
or violent entry to or exit from your office premises. |
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Your legal liability arising
out of any claim made in respect of poisoning of any
kind arising from food and/or drinks you supplied to
any visitor. |
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Compensation for which
the you shall become legally liable to pay for bodily
injury or damage to property arising out of or caused
by or in connection with the alteration of and/or addition
to your office premises. |