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PERSONAL ACCIDENT PLUS
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POLICY DETAILS
Basic Cover
How To Buy
 
PA Plus


BASIC COVER back to top
 
Accidental Death
 
OPTIONAL COVER
1 Permanent Disablement i.e. permanent loss of use of the member of the body.
2
Temporary Total Disablement i.e. disablement which entirely prevents the Insured Person from attending to all duties pertaining to his usual occupation, profession or business temporarily.
3
Temporary Partial Disablement i.e. disablement which prevents the Insured Person from attending to a substantial part of his usual occupation, profession or business temporarily.
4
Accident Medical Expenses i.e. expenses (after deduction of any sums recovered or recoverable from all other sources) reasonably and necessarily incurred within 365 days of sustaining Injury and paid by the Insured or Insured Person to a legally qualified medical practitioner, dentist, registered nurse, hospital or nursing treatment, including the costs of prescribed medical supplies and ambulance hire, but excluding the cost of dental treatment unless such treatment is for injury to sound and natural teeth.
due to an accident.

THE "PLUS"(over Standard Personal Accident)
In addition to the benefits given in Standard Personal Accident cover, our Personal Accident Plus provides you with:
Free transportation expenses for carrying dead body from accident location to the residence (repatriation expenses)
Improved and simple scale of compensation for Permanent Disablement Benefit
Funeral expenses


Description Scale of Compensation
The loss of permanent and total loss of use of one or both hands or feet 100 %
The total and irrecoverable loss of sight of one or both eyes 100 %
Permanent total deafness of both ears 50 %
Permanent total deafness of one ear 20 %
Loss of speech 50%
The loss of permanent and total loss of use of:
  - Thumb
  - fore finger
  - ring or middle finger
  - little finger
  - big toe
  - any other toe
Right
25 %
20 %
10 %
12 %
10 %
5 %

Left
20 %
15 %
8 %
8 %
10 %
5 %



IMPORTANT:
The content of these pages is merely a general outline of our product and is not a Policy of insurance. For full details of terms and conditions, please refer to its policy wording.


HOW TO BUY back to top
1 Buy directly from Kurnia Branch
3 Make Product Enquiry


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