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SHOPSAFE
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POLICY DETAILS
Basic Cover
Extra Benefits
Extensions
How To Buy
 
ShopSafe


BASIC COVER back to top
 
ShopSafe is a shop package insurance that protects you against loss of or damage to your shop buildings and trade contents due to a wide range of perils.


EXTRA BENEFITS back to top
 
Other than loss of or damage to your shop buildings and trade contents, ShopSafe indemnifies you the following without additional premium.
Increase in Cost of Working caused by the interruption of business at the your shop premises as a result of loss of or damage to your Contents.
Accidental breakage of fixed plain plate and sheet glass in the windows doors showcases counters and shelves; fixed wash basins pedestals splashbacks baths bidets shower trays sinks cisterns and lavatory pans for which you are responsible in your shop premises; the cost of boarding-up pending replacement of glass following such breakage; damage to your property as the direct result of breakage of glass in the shop front.
Loss of money during transit within the Republic of Indonesia or in safe within your shop premises.
The sum or sums set up in the Policy in the event of you or your employee whilst engaged in the Insured’s Business sustaining bodily injury by violent external and visible means arising or resulting from malicious attack or attempt thereat by any person stealing or attempting to steal money or trade contents occurring in your shop premises.
Compensation for which you are legally liable to pay for bodily injury to or damage to the property of third party arising from the operation of your shop premises including legal cost and expenses.
up to the limits specified in the Policy.


EXTENSIONS back to top
 
ShopSafe also includes the following extentions automatically in the Policy:
Physical loss of or damage to your goods in transit in the course of collection and delivery by you or any of your employees.
Loss of or damage to Trade Contents other than deeds, non-negotiable documents, personal effects and sanitary ware, whilst such Trade Contents are temporarily removed from the Shop Premises (but still within Republic of Indonesia) for cleaning, renovation, repair or other similar purposes.
Cost of removal of debris from the Business Premises following loss of or damage to the Trade Contents, provided that the loss or damage necessitating the removal of such debris is covered under Section I.
Charges of professional accountants up necessarily and reasonably incurred for producing information required by us for the purpose of dealing with a business interruption loss.
Increase in Cost of Working resulting from the interruption of business caused by the loss of or damage to property in the vicinity of your shop premises which prevents or hinders the use of the premises.
Increase in Cost of Working as a result of murder, suicide, infectious or contagious disease, food or drink poisoning or contamination, and closure by a competent authority due to vermin or pests all occurring on your shop premises.
Increase in Cost of Working resulting from interruption of or interference with the Business as a result of damage to property at any land based premises of a public utility undertaking which provides your shop premises with electricity, gas, water and telecommunication services.
up to the limits specified in the Policy


IMPORTANT:
The content of these pages is merely a general outline of our product and is not a Policy of insurance. For full details of terms and conditions, please refer to its policy wording.


HOW TO BUY back to top
1 Buy directly from Kurnia Branch
3 Make Product Enquiry


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